Flat Tire

I had a flat-tire this weekend on my way back home from Edmonton. The weather was extremely cold and I was grateful to have 24-hr free roadside assistance. Trying to change in tire in minus 35 weather is definitely low on my list of things to do. In fact it isn’t even on the list!
I have yet to meet anyone who has this type of auto service that regrets paying for it. Inevitably it always comes in handy. Contrast this to insurance. This past week we have made a claim due to some flooding in our house. I opted for a bigger deductible ($1000) for a lower monthly payment. The work will amount to some $3000ish dollar yet somehow I’m not as elated or grateful for this purchased service or the savings. I also begrudge auto insurance. However, I’m sure that those who haven’t purchased home insurance feel regret for lack of coverage.